Thursday, November 4, 2010

Easy Ways to Save Money

It really doesn't matter if you are ahead or behind in your savings plans, it's always a good idea to try to save a little more. I know I feel better about myself and my life when I look at my bank account or my credit cards and know that I am winning the battle to save and get rid of my debt. Here are a few easy tips to help you start saving money today.
Examine your priorities and ask yourself if you really need the items you are thinking of buying. Especially those big ticket items. Do you want them because somebody else has them or because you are trying to fill a void or are you just bored? Prioritize and spend your money on things you need and seriously think about things that you want.
Set spending limits and stick to them the best that you can. You have to realize that you can't always meet your goals but try to come as close as possible. Don't get depressed or upset when you don't meet your goals but feel good that you made the attempt and came as close as you can. Things happen in life that are beyond our control like flat tires and a car that won't start.
There is that old saying about keep it simple stupid. Life can be complicated. Sometimes we try to make things more difficult than we have to. Do you need to join an expensive gym when you can take up jogging or walking for a fraction of the cost? Can you get buy with your existing car without having to sink into massive debt to have the latest model?
Take stock in what you have and be happy. Some people place too much importance on having the latest gizmo's and toys. Does this make a person happier? Not really, especially if you can't afford it and it bogs you down in debt. Be happy with what you have and enjoy life. Work towards the goal of saving money, getting out of debt and enjoy life one day at a time.

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